Surf Cup's Fate

timbuck said:
But you might be at an "Enter at your own risk" environment if anything happens. I'm sure the folks running the tournament have some sort of liability insurance for themselves. Not sure what type of coverage your club, team, coach or players will have.
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Do many people make a decision to play in a tournament based on whether it is Cal South sanctioned and has insurance? My kids play in 3-4 non-sanctioned tournaments a year that are thrown by some local person that has a waiver for you to sign. I suspect most people on this forum are the same.

What is the actual benefit of the Cal South insurance coverage? Real question. I honestly don't know.
 
justneededaname said:
Do many people make a decision to play in a tournament based on whether it is Cal South sanctioned and has insurance? My kids play in 3-4 non-sanctioned tournaments a year that are thrown by some local person that has a waiver for you to sign. I suspect most people on this forum are the same.

What is the actual benefit of the Cal South insurance coverage? Real question. I honestly don't know.
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Covers the club and coach just in case your child gets injured or gets covid and you believe it was a coach negligence or club negligence. Welcome to the USA where there’s a lawsuit to happen the moment you walk out of your house.
 
justneededaname said:
What is the actual benefit of the Cal South insurance coverage? Real question. I honestly don't know.
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A tournament that runs without insurance is basically gambling on player health and the moment you hear of a TD creating an unsanctioned tournament you should run far, far, far away and not look back.
 
SoccerFan4Life said:
Covers the club and coach just in case your child gets injured or gets covid and you believe it was a coach negligence or club negligence. Welcome to the USA where there’s a lawsuit to happen the moment you walk out of your house.
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notintheface said:
A tournament that runs without insurance is basically gambling on player health and the moment you hear of a TD creating an unsanctioned tournament you should run far, far, far away and not look back.
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Yes, heaven forbid we take individual responsibility for our own choices.
 
oh canada said:
Newsom just announced a non-essential travel ban that will likely kick in throughout the state in the next few days. Can't see Surf encouraging families to disobey this state order, regardless of its merits or effectiveness or lack thereof.
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I was thinking the same thing. I wonder if you could even get a travel permit from Cal South?
 
justneededaname said:
Do many people make a decision to play in a tournament based on whether it is Cal South sanctioned and has insurance? My kids play in 3-4 non-sanctioned tournaments a year that are thrown by some local person that has a waiver for you to sign. I suspect most people on this forum are the same.

What is the actual benefit of the Cal South insurance coverage? Real question. I honestly don't know.
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The issue is that as a coach and club if you allow your teams to go to an unsanctioned event and their is an injury or something I would guess that the Club/Coach will quickly be sued. Not that can't happen anyway, but at least it is a sanctioned event where players were allowed to be.
 
GT45 said:
The lockdown - for the regions that it applies to - will be temporary. You make an assumption that it will last into January.
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It's a 3-week minimum lockdown and it begins 48 hours after your region (SoCal) goes below 15% available ICU beds. That will happen in our region by Weds/Thurs next week. Add 48 hours and minimum 21 days and it's 2021. And what lockdown has not been extended since the beginning? Look, i'm on your side and wish the kids could play, but I'm a realist and can read the tea leaves without emotional sway.
 
No respectable large club is going to allow their teams to travel and play without insurance. Regardless of whether parents sign a waiver. Little Johnny trips and falls and breaks and ankle on the field… Well it’s because the coach played him too much and he was overtired, Katie gets a hamstring pull, It’s because coach didn’t do a proper warm-up, etc. Kid gets Covid at tournament and brings it home to grandma who dies… well club should not have allowed them to go to tournament.
 
watfly said:
Yes, heaven forbid we take individual responsibility for our own choices.
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Have a little empathy for the kid who gets deliberately targeted, injured, and wrecks his year and potential scholarship, by a player who was on a yellow and multiple cautions and should have been sent off (or removed by the opposing coach) far earlier. That's what the insurance is for, when the family decides to bring suit against the opposing coach, club, referee, and TD. Please don't get into the "well the kid shouldn't play if he isn't willing to get injured". A tournament should carry insurance for the same reason that employers carry worker's comp.
 
Spfister said:
No respectable large club is going to allow their teams to travel and play without insurance. Regardless of whether parents sign a waiver. Little Johnny trips and falls and breaks and ankle on the field… Well it’s because the coach played him too much and he was overtired, Katie gets a hamstring pull, It’s because coach didn’t do a proper warm-up, etc. Kid gets Covid at tournament and brings it home to grandma who dies… well club should not have allowed them to go to tournament.
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I agree in spirit with this post but it does no good to post hypotheticals that are accidental. Referee pass out from heat stroke at Silverlakes? Insurance covers that. You want to put on a tournament in Oceanside, but you keep pushing back the date and pocketing the difference in credit card fees? Ha ha, okay that's mostly a joke but management liability gets covered by insurance. Basically, don't go to a tournament that doesn't carry insurance because it is a gigantic red flag that the TD is cutting corners.
 
notintheface said:
I agree in spirit with this post but it does no good to post hypotheticals that are accidental. Referee pass out from heat stroke at Silverlakes? Insurance covers that. You want to put on a tournament in Oceanside, but you keep pushing back the date and pocketing the difference in credit card fees? Ha ha, okay that's mostly a joke but management liability gets covered by insurance. Basically, don't go to a tournament that doesn't carry insurance because it is a gigantic red flag that the TD is cutting corners.
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How do people on here know if a tournament is or is not carrying insurance for an event? Do we know for sure Natives does not have insurance for the event?
 
notintheface said:
Have a little empathy for the kid who gets deliberately targeted, injured, and wrecks his year and potential scholarship, by a player who was on a yellow and multiple cautions and should have been sent off (or removed by the opposing coach) far earlier. That's what the insurance is for, when the family decides to bring suit against the opposing coach, club, referee, and TD. Please don't get into the "well the kid shouldn't play if he isn't willing to get injured". A tournament should carry insurance for the same reason that employers carry worker's comp.
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From a business standpoint a tournament should absolutely carry insurance (and yes its a red flag for cutting corners if they dont), but to sue a tournament because your kid got hurt by some idiot kid that took him out is sad and pathetic, not to mention a likely loser in court. Sue the kids parents if you want. If you can't assume the inherent risks of injury from the actions of other players without suing 3rd parties then do us all a favor and don't participate in the sport. Liability insurance and workers comp insurance are fundamentally different but I suspect you know that. Now if the tournament allows play on gopher holed field or spreads out broken glass on the pitch than yes feel free to pursue the tournament's insurance.

I can empathize with a kid that gets injured and loses a soccer opportunity, but I can't empathize with parents that whine about not being able to fund college because their child lost a scholarship when they failed to setup a 529, or other savings, before their kid was even able to walk.
 
notintheface said:
Have a little empathy for the kid who gets deliberately targeted, injured, and wrecks his year and potential scholarship, by a player who was on a yellow and multiple cautions and should have been sent off (or removed by the opposing coach) far earlier. That's what the insurance is for, when the family decides to bring suit against the opposing coach, club, referee, and TD. Please don't get into the "well the kid shouldn't play if he isn't willing to get injured". A tournament should carry insurance for the same reason that employers carry worker's comp.
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Take a look at the cal-south AIG claim form. $1000 deductible and 20% membership copayment required. Nor is it helping with your fictitious lawsuit. I'm using our own insurance. For 80% of us it isn't as good as what we already have. So if you don't have your own insurance, then you might want to skip all tournaments because I don't want to pay $1000 plus 20% of a $40,000 injury.


Actually never use worker's comp if you can avoid it. Use your own insurance if you have it. Wife works for an Orange County workers comp company and represent cops, teachers, factory workers, etc. There are times you have to use it, but shouldn't be your first choice.
 
oh canada said:
It's a 3-week minimum lockdown and it begins 48 hours after your region (SoCal) goes below 15% available ICU beds. That will happen in our region by Weds/Thurs next week. Add 48 hours and minimum 21 days and it's 2021. And what lockdown has not been extended since the beginning? Look, i'm on your side and wish the kids could play, but I'm a realist and can read the tea leaves without emotional sway.
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But the lockdown cannot prevent you from leaving the state. Even the governor knows this. A travel ban cannot be enforced.
 
GT45 said:
But the lockdown cannot prevent you from leaving the state. Even the governor knows this. A travel ban cannot be enforced.
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They are remote chances, but I parade of horribles certain scenarios where it can come into play: a. if you are applying for govt contract or job and you are caught on twitter breaking the ban, b. if you come home, get sick, fail to quarantine and reckless infect someone and they sue you, c. if you get into a car accident and the insurance company argues you were in violation of their policy by willful engaging in an illegal activity, d. if you are applying to the bar or a medical license and it comes to light you violaed the travel ban, e. if your employer catches wind you violated the ban and you infect people at work and they fire you for it.
 
dad4 said:
It applies to any region with fewer than 15% of ICU beds available.

Hits socal in the next few days. Bay area a week or three later.
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The Statewide Order restricts travel statewide to only essential travel and is not part of the Regional Stay at home orders.
 
Spfister said:
No respectable large club is going to allow their teams to travel and play without insurance. Regardless of whether parents sign a waiver. Little Johnny trips and falls and breaks and ankle on the field… Well it’s because the coach played him too much and he was overtired, Katie gets a hamstring pull, It’s because coach didn’t do a proper warm-up, etc. Kid gets Covid at tournament and brings it home to grandma who dies… well club should not have allowed them to go to tournament.
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Take a look at the schedule. It’s mostly the “larger respectable” clubs that are playing the tournament. Unless you don’t consider Legends, Slammers, Beach, So Cal Blues, etc one of those so called clubs...

The venue (Coachella Crossroads) carries insurance I’m told.
 
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