Keepermom2
GOLD
“Insurance carriers are so hesitant right now because they’re under siege from all of these COVID claims from every line of business,” said Lori Crispo, area president for RPS Bollinger Sports & Leisure, which is the insurance administrator for US Lacrosse. “I can’t get answers on what specifically I can tell clients they’re covered for. It would all depend on the allegation. It’s the wild, wild west.”Really? Give me an example or two of when this insurance has come into play?
Added note related to school districts:
"To the best of his knowledge, Gaby said insurance companies’ policies with school districts do not cover communicable diseases. RPS Bollinger’s school programs do not, at this time, have a communicable disease exclusion."
“That’s a big problem,” Gaby said. “All of the liability is on the school district. The insurance industry is not even going to entertain a claim arriving on COVID-19. If a child comes back to play and somehow gets sick and parents say, ‘It happened because you let my child play sports with another child,’ the insurance company is going to say, ‘Sorry, it’s not a covered risk.’ You’re handling the legal defense on your own.”
‘Wild west’: Youth sports providers weigh liability risks - Project Play
With much of the country opening back up, sport organizations are evaluating when to return to play. How travel, community and high school sports do so rely in part on a legal question: What level of liability risk can an organizer afford to accept?
www.aspenprojectplay.org