Let's get real about where ECNL players go by and large. Here is a non-Blues non-Surf local ECNL class of 2020 list:
Grambling State University
University of Arizona
Sonoma State University
Adams State University
University of New Mexico
University of Houston
The Masters University
Cal Baptist University
Cal State San Marcos
Cal State Fullerton
UC Riverside
Trinity Christian College
Trinity Christian College
Northwest Missouri State Univ
In the soccer sense, it is a huge accomplishment to get to play soccer at any of these places. Very impressive. And these are good colleges - so I don't mean to take that away from them. Great places to go. But let's not pretend that $36,000 saved, a 3.7, and student body and debate team doesn't get you to these places without ECNL. And Ivy league isn't the be-all-end-all (overrated in my experience), but none of these are in that range.
Let's imagine 15 hours per week put into math, music, debate, extra credit in school instead of club soccer and the money put into an account.
For UC Riverside actually (public school so it's more of a formula and student body/debate/soccer don't really matter as much on the application other than check the boxes), an unweighted 3.7 is probably not enough to get in. Indeed, your state of residence is probably more impactful than the activities you do.