Lets just say, for the sake of argument, that the government should force everyone to buy insurance. That is the idea behind Obamacare.I'll repeat my main problem with this. Healthcare is one of those things that doesn't work well in a capitalist marketplace.
First off let's keep in in the real world. If your kid were to have cancer, you can't put off that operation. You can't negotiate. You can't go in there and say Ima have to put my kids operation off for six months... unless you give me 10% off. Everyone knows that we take human life as more important then that. And this puts insurers and healthcare providers in the position to take advantage of the government. Regardless of how the guys in the ivory tower say it works... boots on the ground, taxpayers are getting stuck paying inflated costs.
Second let's just take a look around the world. We're paying more, but not really seeing many returns. At least we're not living longer or happier lives then you see in comparable first world country. France, Japan, Germany... they are all getting a comparable care, for percentage points less of their GDP. Especially when compared to what we had before Obamacare where the US was spending 17%+ of it's GDP on healthcare, vs European models where the governments take a hands on approach to pricing. There is no question that in practice, free market heath care has underperformed.
If you want to force everyone to buy insurance, why would'nt it be a very simple and cheap, catastrophic plan with a high deductable?
Your argument seems to be that we need something to cover the very expensive situations.