Awwww love you too. Hugs.
p.s. I did....it's not my fault no one ever produced a mask study to show their effect after two plus years and the best we have is the Bangladesh study showing no statistical effect of cloth masks on adults. It's funny too you seem to think C/B is suppose to give you a number at the end...it doesn't and a lot of it is a value judgement too.
C/B should give you some reasonable results. Numbers are one good way to do it. A simple list of factors is not good.
True story -- several years ago I served on a jury for a case where a truck driver was suing his former employer for interfering in his attempt to get another job. The plaintiff brought in an expert who did a numerical analysis based on the facts developed in testimony and showed a lost value of somewhere near $600,000 over 10 years. Handwaving factors such as emotional distress and damage to reputation and the like were not included. The defense brought in their own expert to show that the real damages were $0.
Soon after the trial, I attended a country club dinner for new members. At our table were seated a young lawyer and his wife. After listening to my story, he named both of the "experts".