What would you do????
Many excellent academic institutions (e.g., MIT, CalTech, Johns Hopkins, Claremont, Uof Chicago, Carnegie Mellon, ...) are all D3 - no athletic scholarship. They all say its needs based but threshold is different for each institution.
Many almost unheard of institutions (e.g., regional east coast private universities) have D1 programs and offers scholarship but academically meh.
Some excellent academic institutions require very high scores/grades, in addition to soccer skills and is D1 (e.g., Ivys) but offer no athletic scholarship - only needs based.
Picking school based on what? College soccer offer? If D1, 2, 3 or NAIA? Life after soccer? Solely on affordability?
And of course coaches change and injuries happen so what's the plan-B if soccer is shortened unexpectedly?
What are you, as a parent, willing to live with and for the player, willing to do.
Unfortunately, there is no simple solution and each kid's situation is unique and has a different outcome.
The point is, if one buys into potential outcomes before starting the recruiting journey, the likelihood of successful transition to college (with or without soccer) will be greater.