Does this mean that EVERY person should stay in their homes for an indefinite time until you feel safe and in doing so destroying the economy? - This is a straw man argument. No one is making this argument. They are asserting that existing shelter in place rules remain important to save the lives of old people. No one is saying that no one can go anywhere ever. No one is saying essential businesses need to close. They are saying that doing whatever the f**k you want, whenever you want, and wherever you want is going to kill people.
Never mind the lives lost due to any number of things up to and including people not seeking non covid health care. - Ooh, this is seriously passive aggressive mental pretzel twisting. It essentially says we need to reopen the economy to save the old people who don’t die from covid. This is such a dumb (also straw man) argument that it’s hard to even give it any discussion, but I will because I can mock you. The point of shelter in place orders is so that sick people can go to the hospital when they need to with minimal risk of contracting covid there and dying from either it or whatever condition caused them to go there in the first place. The shelter-in-place orders encourage the sick to go to the hospital and make it more safe, and allow better care when a hospital is not overwhelmed by corona patients.
Or does it mean the in the situation that you lay out the people involved take extra precautions? - Yeah, exactly, like continued sheltering in place, which is saving lives. Those kinds of precautions.
There is funding in place for people that need to be care givers to someone such as yourself. - Sure there is. This is more rationalizing to avoid responsibility for the deaths that will result from re-opening too much too soon. Many people do not have the family or resources to care for them even if the government were handing out money like candy, which it is not.